THE PROGRAMMABLE DIGITAL VALUE NETWORK

Put intelligence inside the payment request.

2D Transact carries programmable attributes within a request-to-pay flow while preserving the customer’s trusted responding environment.

Attributes can enable

  • Transaction purpose and permitted use.
  • Value type and settlement preference.
  • Merchant, category or product-level controls.
  • Fees, rewards and multi-party allocations.
  • Expiry, limits and conditional processing.
  • Responder authentication inside the customer’s bank or wallet experience.

Why it matters

The intelligence travels with the request—simplifying integration, supporting non-card forms of value and reducing dependence on a single acceptance rail.

Add programmable transactions to your channel.

Speak to Virtiply about an institutional integration.