Questions about Virtiply?

Is Virtiply a bank?

No. Virtiply provides digital-value and transaction infrastructure and does not itself accept deposits.

Is Virtiply a blockchain?

Virtiply’s core wallets and ledger operate without relying on a public blockchain.

What is the difference between the wallets?

Each supported form of value has a separate wallet, balance, transaction history, permissions and operating rules.

What backs VirtiGold and VirtiSilver?

Units are issued under the applicable product structure against physical gold or silver held through designated custody and vaulting arrangements.

Can I pay with gold or silver?

Where enabled, participating merchants can accept VirtiGold or VirtiSilver.

Can I redeem value for local currency?

Supported redemption methods vary by country, product, account status and community.

Do I need a smartphone?

Not always. A smartphone provides the full experience, while web and selected feature-phone journeys may also be available.

How does Virtiply verify customers?

Verification requirements depend on the account, product and country. Checks may include identity, address, sanctions, fraud screening and enhanced due diligence.

Can an organisation launch a branded community?

Yes. Eligible organisations can configure a branded community with selected wallets, services, rewards, roles, reporting and integrations.

What is 2D Transact?

2D Transact is a patented, responder-independent request-to-pay mechanism. It carries programmable attributes such as purpose, permitted use, value, fees, rewards, expiry and settlement preferences, while customers approve transactions within their trusted bank or wallet environment.